County offers residential home repair loans

March 14, 2022, 4:30 p.m. HST
* Updated March 14, 3:40 p.m.

Hawaii County is offering homeowners who may need assistance a loan to help them repair their homes.

According to a county news release, the Office of Housing and Community Development is accepting applications for its home repair program. The program provides low-interest loans to eligible low- to middle-income homeowners. Funds can be used to repair, improve or upgrade homes or eliminate health and safety hazards.

“Helping people stay in their own homes and keep them in good repair supports families and their communities,” housing administrator Susan Kunz said in the press release. “Homeownership helps families and individuals save over time. Plus, it strengthens communities and helps many types of businesses that support the local economy.

Loans range from $2,500 to $25,000 at a simple interest rate of 3% and payments are deferred for 15 years, at which time full payment is due. Eligible homeowners age 62 or older or individuals with disabilities may be eligible for a 30% rebate of the loan principal balance at the end of the loan term. Funds are limited and awarded on a first-come, first-served basis.

“Our administration is committed to fostering a sustainable Hawaiian island where our keiki can thrive and succeed,” Mayor Mitch Roth said in the statement. “By helping local families maintain their homes, we are helping them ensure the viability of their home for their keiki and loved ones for generations to come. It’s sustainability.


Applications and program information can be found online or by contacting Marcia Yoshiyama via email at [email protected] or by phone at 808-961-8379.

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